Having wildlife living in your home isn’t just a nuisance, it could cause serious and costly damage to your property as well. The damage could be significant enough to empty out your wallet, hurt the resale value of your house and can even cause disease to the people living there.
There are many types of critters that often make human houses their own homes due to damage to a roof, attic, windows or a garage. Whether for safety, warmth, food, or other reasons, they end up causing damage during their residence.
A standard homeowners insurance policy may help cover repairs if a critter damages or destroys any of your home’s structures, however, homeowners are typically responsible for repairing or replacing personal items that may have been destroyed.